Teknologi finansial: Perbedaan antara revisi

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[[Robo-advisor|Robot penasihat]] adalah salah satu jenis layanan otomatis yang ada dalam [[penasihat finansial]] yang menyediakan saran finansial atau [[managemen investasi]] daring dengan intervensi manusia yang rendah sampai sedang.<ref>{{cite news | url=https://www.nytimes.com/2014/04/12/your-money/start-ups-offer-financial-advice-to-people-who-arent-rich.html | title=Financial Advice for People Who Aren't Rich | first=Ron | last=Lieber | work=[[The New York Times]] | date=April 11, 2014}}{{subscription required}}</ref> Mereka juga menyediakan saran finansial digital dalam aturan matematika atau algoritma dan dengan demikian dapat memberikan alternatif berbiaya rendah untuk penasihat manusia.
 
GlobalInvestasi investmentglobal indalam financialteknologi technologyfinansila increasedmeningkat morelebih thandari 2,200% fromdari $930&nbsp;million,juta inpada 2008 to more thanmenjadi $22&nbsp;billionmiliyar inpada tahun 2015.<ref name="A">{{cite web|url=https://www.accenture.com/t20170411T170619Z__w__/id-en/_acnmedia/PDF-15/Accenture-Fintech-Report-London-Lab-News-Release.pdf|title=Global Fintech Investment Growth Continues in 2016|date=2017|publisher=Accenture|access-date=January 15, 2018}}</ref> TheIndustri nascentteknologi financialfinasial technologyyang industrybaru indidirikan di London hastelah mengalami seenperkembangan rapidyang growthcepat overdalam thebeberapa lasttahun fewbelakangan yearsini, accordingmenurut tobebepa thepejabat officedi of thekantor [[Mayor ofWalikota London]]. FortyEmpat percentpuluh ofpersen thetenaga kerja kota [[City of London]]'s workforce is employed inbekerja financialdi andbidang technologylayanan servicesteknologi.<ref name="HT">{{cite web | url=http://www.hottopics.ht/stories/fintech/what-is-fintech-and-why-it-matters/ | title=What is FinTech and why does it matter to all entrepreneurs? | publisher=Hot Topics | date=July 2014 | access-date=December 9, 2014}}</ref>
 
In Europe, $1.5&nbsp;billion was invested in financial technology companies in 2014, with London-based companies receiving $539&nbsp;million, Amsterdam-based companies $306&nbsp;million, and Stockholm-based companies receiving $266&nbsp;million in investment. After London, Stockholm is the second highest funded city in Europe in the past 10 years. Europe's fintech deals reached a five-quarter high, rising from 37 in Q4 2015 to 47 in Q1 2016.<ref name="SS">{{cite web | url=http://www.slideshare.net/eteigland/stockholm-49722748?related=1 | title=Stockholm FinTech: An overview of the FinTech sector in the greater Stockholm Region | publisher=Stockholm Business Region | date=June 2015 | access-date=July 12, 2015}}</ref><ref name="WW">{{cite web|title=Fintech Investments Skyrocket in 2016– Report|url=http://www.redherring.com/finance/fintech-investments-skyrocket-2016-report/|website=redherring.com|access-date=July 12, 2016}}</ref> [[Lithuania]] is starting to become a northern European hub for financial technology companies since the news in 2016 about the possible [[Brexit|exit of Britain from the European Union]]. Lithuania has issued 51 fintech [[license]]s since 2016, 32 of those in 2017.<ref>{{Cite news|url=http://www.businesstimes.com.sg/government-economy/brexit-a-boon-for-lithuanias-fintech-drive|title=Brexit a boon for Lithuania's 'fintech' drive|work=The Business Times|access-date=2018-03-03|language=en}}</ref>