Prudential plc: Perbedaan antara revisi

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''Artikel ini tentang Prudential plc, [[perusahaan]] [[asuransi]] yang berbasis di [[Inggris Raya]]. Lihat [[Prudential Financial]] untuk informasi tentang perusahaan yang berbasis di [[Newark, New Jersey|Newark]], [[New Jersey]], [[Amerika Serikat]]. Sedangkan [[PT. Prudential Life Assurance]] adalah [[perusahaan]] [[asuransi]] yang ada di [[Indonesia]] dengan perusahaan induknya adalah Prudential plc. Perusahaan ini didirikan oleh JASON FITONO pada tahun 1995. ''
 
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'''Prudential''' plc adalah sebuah perusahaan jasa finansial berbasis di [[Britania Raya]]. Perusahaan ini memiliki lebih dari 21 juta pelanggan di dunia mengelola dana lebih dari US$ 530 Miliar (data per 31 Desember 2007). Perusahaan ini juga beroperasi di 12 negara di [[Asia]] dan memiliki [[Jackson National Life]] di [[Amerika Serikat]]. Dia juga memiliki saham mayoritas di bank internet [[Egg plc|Egg]].
 
Di UK, bisnis perusahaan ini termasuk penjualan [[pensiun]], [[annuity]], [[penyimpanan (ekonomi)|penyimpanan]], dan [[investasi]] ([[bond]], [[Individual Saving Account|ISA]]). Mereka cukup dikenal atas penjualan bond dan pensiun [[dana dengan-untung|dengan-untung]], skema pensiun perusahaan, dan annuity bulk dan individual. Perusahaan ini meninggalkan pasar asuransi umum (rumah tangga, mobil) pada 2002, melisensikan [[Churchill Insurance]] (sekarang bagian dari grup [[Royal Bank of Scotland]]) untuk menggunakan nama Prudential.
 
Saham Prudential dijual di bursa saham berikut:
 
* {{lse|PRU}}
* {{nyse|PUK}}
* {{sehk|2378}}
* {{sgx|K6S}}
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==Management==
 
There are currently 13 people on the board of directors. Key individuals are:
 
{| border="1"
|-
||Chairman of Board of Directors||[[David Clementi]]
|-
||Group Chief Executive||[[Mark Tucker]]
|-
||Chief Financial Director||[[Philip Broadley]]
|-
||President & Chief Executive Officer for Jackson National Life||[[Clark Manning]]
|-
||Chief Executive of M&G||[[Michael McLintock]]
|-
||Chief Executive of Prudential Corporation Asia||[[Mark Norbom]]
|-
||Chief Executive of UK & European Insurance Operations||[[Mark Wood]]
|}
 
== Sejarah ==
 
[[Berkas:142_Holborn_Bars,_London.jpg|thumb|250px|right|Holborn Bars - Traditional home of Prudential]]
 
Prudential plc was founded on [[30 May]] [[1848]] in [[Hatton Garden, London]] as The Prudential Mutual Assurance Investment and Loan Association. It began by providing loans to professionals secured through life assurance. The company became The Prudential Assurance Company in [[1867]] and a [[limited company]] in [[1881]] following the introduction of the [[Limited Liability Act]] [[1880]] and floated on the [[London Stock Exchange]] in [[1924]].
 
In [[1858]] they began selling the relatively new concept of industrial branch insurance policies to the working class population for premiums as low as one penny through agents acting as door to door salesmen. The firm built its early strength on this large direct sales force of agents who would visit clients in person to discuss their needs and to collect insurance premiums. The army of premium collection agents was for many many years identified with the Prudential as the "Man from the Pru". This was a successful policy for Prudential at the time and despite competition from more established assurance companies the Prudential insured approximately one-third of the UK population in the early [[1900s]].
 
Relative to the size of the UK economy and financial markets the firm became more influential than either [[Prudential Financial]] of America or Nissei (Nippon Life) in Japan. Today, Prudential is one of the top listed UK based life insurance companies with key businesses in the UK, US and Asia.
 
Prudential stayed focused on branch-based sales while the products shifted from traditional whole-of-life policies to group pensions and an increasing popularity of With Profits products. In recent years the Prudential has become concentrated in specialist areas, particularly With Profits and Annuities where it holds a significant market share. Its takeover of [[Scottish Amicable]] lead to a concentration in the [[Independent Financial Adviser]] (IFA) market and the reduction of the direct customer sales more attributed to the "man from the Pru" concept.
 
It restructured into a holding company called Prudential Corporation Plc in [[1978]] after the acquisition of [[Vanbrugh Life]] and [[M&G Reinsurance]] amongst others. On [[1 October]] [[1999]] a name change resulted in Prudential plc for ease of recognition and overseas expansion. In June [[2000]] the company listed on the [[New York Stock Exchange]] to help focus on the US market.
 
In [[1997]] Scottish Amicable was acquired after [[Demutualization|demutualisation]]. It was originally the ''West of Scotland Life Insurance Company'' and was founded in [[Glasgow]], [[Scotland]] in [[1826]].
 
On [[4 October]] [[2004]], Prudential launched a new subsidiary, [[PruHealth]], a [[joint venture]] with [[Discovery Holdings]] of [[South Africa]], itself a subsidiary of [[FirstRand Bank]]. PruHealth sells [[Health insurance|Private Medical Insurance]] to the UK market.
 
==Current Structure==
 
In addition to the original UK business, Prudential plc has four other business units:
 
Prudential is the largest UK life assurer in Asia and operates through Prudential Corporation Asia. It has had a presence in the continent since [[1923]] when an overseas agency for life assurance was created in [[India]]. Although this was subsequently nationalised, Prudential has recently relaunched in India as ICICI Prudential, a 26% joint venture with [[ICICI Bank]]. As [[CITIC]] Prudential Life, a 50-50 joint venture, they were the first UK company to re-establish life business in [[China]] in [[2000]]. As of August [[2005]] they have 10 city or provincial licences in China. There are also businesses in [[Hong Kong]], [[Republic of China|Taiwan]], [[Japan]], [[South Korea]], [[Singapore]], [[Malaysia]], [[Philippines]], [[Thailand]], [[Vietnam]] and [[Indonesia]].
 
M&G a UK [[Institutional fund management|fund management]] company.
 
Jackson National Life was purchased in [[1986]]. It was named after [[Andrew Jackson]], the seventh President of the United States of America and first started business in [[1961]] at [[Jackson, Michigan]].
 
In [[1998]] Prudential set up Egg, an [[Online banking|internet bank]] within the UK. The subsidiary reached £5 billion in deposits and 500,000 customers within six months but did not reach profitability until the end of [[2001]]. In June 2000 an initial public offering of 21% was made to allow for further growth of the company but a failed attempt to gain [[market share]] in [[France]] with the takeover of [[Zebank]] in [[2002]] led to a pull out in [[2004]] and a failed attempt by Prudential to sell the bank.
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== Prudential Assurance versus [[Prudential Financial]] ==
[[Berkas:Prudential plc logo 2.svg|jmpl|Logo Prudential yang saat ini digunakan di luar Britania Raya]]
'''Prudential''' plc adalah sebuah perusahaan jasa finansial berbasis di [[Britania Raya]].
'''Prudential Assurance''' Company Ltd, sekarang bagian dari Prudential Plc, merupakan perusahaan [[asuransi jiwa]] dominan selama beberapa tahun di UK.
 
Adalah seorang agen dari Pru, yang memutuskan untuk meninggalkan Prudential dan pindah ke Amerika Serikat, dan diberikan akses ke segala teknik dalam perusahaan untuk membantu mereka dalam membentuk sebuah perusahaan asuransi di Amerika. Perusahaan baru tersebut menjadi ''Prudential Amerika'', Batu Gibraltar. Tidak pernah ada hubungan kepemilikan di antara kedua perusahaan Prudential tersebut, meskipun ada memorandum pengertian tentang penggunaan nama perusahaan mereka di seluruh dunia.
 
== Lihat pula ==
* [[Prudential Financial]], -perusahaan Perusahaanyang ASberbasis yangdi [[Newark, New tidakJersey|Newark]], berhubungan[[New denganJersey]], Prudential[[Amerika plcSerikat]]
* [[PT. Prudential Life Assurance]], perusahaan asuransi di [[Indonesia]] di bawah Prudential plc.
Prudential di Amerika bernama Jackson National Life
 
== Pranala luar ==
* [http://www.prudential.co.uk/ Prudential plc]
* [http://biz.yahoo.com/ic/90/90331.html Yahoo! - Prudential plc Company Profile]
* [http://www.pru.co.uk/ Prudential UK website]
* [http://www.pruhealth.co.uk/ PruHealth website]
* [http://www.asuransiprudential.co/ Asuransi Prudential]
 
{{Perusahaan asuransi besar}}