Robo-advisor: Perbedaan antara revisi

Robo-advisors pertama kali diluncurkan pada tahun 2008 pada saat [[Krisis finansial 2007-2012|krisis finansial]].<ref>{{cite news | url=https://www.investors.com/etfs-and-funds/etfs/fund-industry-wakens-from-slumber-to-take-on-digital-advice-upstarts/ | title=As Robo Advisors Go Viral, Where Do Traditional Money Managers Go? | first=APARNA | last=NARAYANAN | work=[[Investor's Business Daily]] | date=June 27, 2016}}</ref> Pada tahun 2010, seorang pengusaha yang berusia 30 tahun bernama Jon, meluncurkan [[Betterment (company)|Betterment]], dan popularitas robo-advisors pun semakin meningkat.<ref>{{cite news | url=http://www.barrons.com/articles/robo-advisors-take-on-wall-street-1432349473 | title=Robo Advisors Take On Wall Street | first=ALEXANDER | last=EULE | work=[[Barron's (newspaper)|Barron's]] | date=May 23, 2015}}</ref> TheRobo-advisor firstyang robo-adviserspertama weredigunakan usedsebagai asperangkat onlinedaring interfaceantarmuka tountuk managemengatur anddan balancemenyeimbangkan client'saset assetsklien byoleh financialmanager managersfinansial. Robo-adviser technology was not new to this field, as this kind of software has been in use by financial advisers and managers since the early 2000s. But they were made publicly available in 2008 for the first to general public who were in dire need to manage their assets personally. By the end of 2015, robo-advisers from almost 100 companies around the globe were managing $60 billion assets of clients and it is estimated that it will hit $2 trillion by the end of 2020.<ref name=":0">{{Cite web|url=https://www.algonest.com/site/robo-content/|title=https://www.algonest.com/site/robo-content/|website=www.algonest.com|language=en-US|access-date=2018-06-27}}</ref> In June 2016, robo-advisor [[Wealthfront]] announced a partnership with the [[Nevada State Treasurer]] to offer a [[529 plan]] for college savings.<ref>{{cite web | url=https://www.financial-planning.com/news/wealthfront-leads-robo-expansion-into-college-savings | title=Wealthfront leads robo expansion into college savings plans | first=Andrea | last=Davis | date=June 3, 2016}}</ref>