[[Robo-advisor|Robot penasihat]] adalah salah satu jenis layanan otomatis yang ada dalam [[penasihat finansial]] yang menyediakan saran finansial atau [[managemen investasi]] daring dengan intervensi manusia yang rendah sampai sedang.<ref>{{cite news | url=https://www.nytimes.com/2014/04/12/your-money/start-ups-offer-financial-advice-to-people-who-arent-rich.html | title=Financial Advice for People Who Aren't Rich | first=Ron | last=Lieber | work=[[The New York Times]] | date=April 11, 2014}}{{subscription required}}</ref> Mereka juga menyediakan saran finansial digital dalam aturan matematika atau algoritma dan dengan demikian dapat memberikan alternatif berbiaya rendah untuk penasihat manusia.
Investasi global dalam teknologi finansila meningkat lebih dari 2,200% dari $930 ,juta pada 2008 menjadi $22 miliyar pada tahun 2015.<ref name="A">{{cite web|url=https://www.accenture.com/t20170411T170619Z__w__/id-en/_acnmedia/PDF-15/Accenture-Fintech-Report-London-Lab-News-Release.pdf|title=Global Fintech Investment Growth Continues in 2016|date=2017|publisher=Accenture|access-date=January 15, 2018}}</ref> Industri teknologi finasial yang baru didirikan di London telah mengalami perkembangan yang cepat dalam beberapa tahun belakangan ini, menurut bebepa pejabat di kantor [[Walikota London]]. Empat puluh persen tenaga kerja kota [[London]] bekerja di bidang layanan teknologi.<ref name="HT">{{cite web | url=http://www.hottopics.ht/stories/fintech/what-is-fintech-and-why-it-matters/ | title=What is FinTech and why does it matter to all entrepreneurs? | publisher=Hot Topics | date=July 2014 | access-date=December 9, 2014}}</ref>
InPada Europetahun 2004, Eropa telah menginvestasikan $1.,5 billionmiliar waske investeddalam inperusahaan financialteknologi technologyfinansial, companiesdengan inperusahaan 2014,yang withberbasis London-baseddi companiesLondon receivingmenerima $539 millionjuta, Amsterdam-basedperusahaan companiesyang berbasis dinAmsterdam menerima $306 millionjuta, anddan Stockholm-basedperusahaan companiesyang berbasis di Stockholm receivingmenerima $266 millionjuta in investmentinvestasi. AfterSetelah London, Stockholm isadalah thekota secondkedua highestyang fundedbanyak citydidanai ineropa Europedalam inkurun the pastwaktu 10 yearstahun terakhir. Europe'sKesepakatan teknologi finansial fintechEropa dealsmencapai reachedlevel atertinggi five-quarterlima highperempat, risingmeningkat fromdari 37 inpada Q4 Kuartal keempat di tahun 2015 tomenjadi 47 inpada kuartal pertama di Q1tahun 2016.<ref name="SS">{{cite web | url=http://www.slideshare.net/eteigland/stockholm-49722748?related=1 | title=Stockholm FinTech: An overview of the FinTech sector in the greater Stockholm Region | publisher=Stockholm Business Region | date=June 2015 | access-date=July 12, 2015}}</ref><ref name="WW">{{cite web|title=Fintech Investments Skyrocket in 2016– Report|url=http://www.redherring.com/finance/fintech-investments-skyrocket-2016-report/|website=redherring.com|access-date=July 12, 2016}}</ref> [[Lithuania]] is starting to become a northern European hub for financial technology companies since the news in 2016 about the possible [[Brexit|exit of Britain from the European Union]]. Lithuania has issued 51 fintech [[license]]s since 2016, 32 of those in 2017.<ref>{{Cite news|url=http://www.businesstimes.com.sg/government-economy/brexit-a-boon-for-lithuanias-fintech-drive|title=Brexit a boon for Lithuania's 'fintech' drive|work=The Business Times|access-date=2018-03-03|language=en}}</ref>
Fintech companies in the United States raised $12.4 billion in 2018, a 43% increase over 2017 figures.<ref>{{Cite web|url=https://www.forbes.com/sites/jeffkauflin/2019/02/04/the-10-biggest-fintech-companies-in-america-2019/|title=The 11 Biggest Fintech Companies In America 2019|last=Kauflin|first=Jeff|website=Forbes|language=en|access-date=2019-02-15}}</ref>
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While Singapore has been one of the central Fintech hubs in Asia, start ups in the sector from [[Vietnam]] and [[Indonesia]] have been attracting more [[venture capital]] investments in recent years. Since 2014, Southeast Asian Fintech companies have increased VC funding from $35 million to $679 million in 2018 and $1.14 billion in 2019.<ref name=":1">{{Cite web|url=https://asia.nikkei.com/Business/Startups/Vietnam-closes-in-on-Singapore-as-fintech-funding-booms|title=Vietnam closes in on Singapore as fintech funding booms|website=Nikkei Asian Review|language=en-GB|access-date=2019-12-04}}</ref>
